Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing.
In working with Nick, you will avoid high overhead costs associated with multi-layered mortgage establishments. The lender fees will be competitive and an even greater value is securing the lowest possible interest rate available to him. A low-interest rate delivers continual savings for the life of your loan.
Another advantage of working with Nick is establishing direct communication regarding the status of your loan process. Real estate agents and borrowers appreciate this aspect. After 33 years in the industry, he has learned that the best way to create a successful experience is by utilizing his thorough knowledge to guide all parties through the financing process. This starts by not blindly overpromising to get your business in the door, but by careful analysis of possible pitfalls, discernment of which loan program best fits your circumstances, and most importantly, making sure you secure the lowest payment possible.
Nick looks forward to meeting you and creating a finance package that works best for your family’s needs.